Are you looking for financial agility in the Shuswap region that traditional banks can’t provide?
Salmon Arm is more than just a beautiful place to live; it is a unique real estate market where lakefront estates in Canoe meet the productive acreages of Gleneden. At Seven Lending, we understand that the Shuswap lifestyle often involves seasonal income, self-employment in tourism or agriculture, and retirees who are “equity-rich but cash-poor.” Traditional banks often struggle to value these lifestyles, but we see the true worth of your property.
As your dedicated private lender in Salmon Arm, we prioritize the tangible market value of your real estate over a standard credit score. We provide common-sense home equity loans and alternative financing for homeowners and investors who need a faster, more flexible “Yes” than a big-city bank can offer.
*After submitting this form, we will contact you within 24 hours.
The steady growth of property values in the North Okanagan and Shuswap area offers a massive opportunity for local residents. Utilizing a home equity loan in Salmon Arm bypasses the restrictive federal stress test by focusing on your Loan-to-Value (LTV). By tapping into your equity, you can:
We offer specialized services designed for the diverse neighborhoods and property types found in our community.
Residential Mortgages
Secure your primary home or a seasonal cabin. We approve buyers whom banks decline due to bruised credit or non-standard income files.
Home Equity Loans & HELOCs
Access the wealth hidden in your walls. Our equity loans provide immediate funds for renovations, investments, or life’s major milestones.
Commercial Mortgages
Fuel your business growth in the Shuswap. We fund retail spaces, office units, and light industrial properties across the Salmon Arm corridor.
Bridge Financing
Buy your next house before selling. We bridge the gap while your current property transitions through the market, ensuring you don’t miss out on a dream lakefront deal.
Bad Credit Mortgage
Bruised credit won’t stop you in Salmon Arm. We approve your loan based on the equity in your property, giving you a second chance to build your future.
No Income Verification Mortgage
Perfect for local entrepreneurs and self-employed professionals. Get a no-income verification mortgage using business bank statements instead of standard T4s.
Alternative Financing
Building a custom home in Broadview? We provide draw-based funding that matches your construction milestones from foundation to finish.
Deposit Financing
Secure your next real estate purchase even when your liquid cash is tied up. Our deposit financing helps you secure Shuswap property today.
Hobby Farm & ALR Financing
We understand the value of Agricultural Land Reserve (ALR) properties in Gleneden and Silver Creek. We lend based on land value, even if the farm income is modest.
Lending in the Shuswap requires an understanding of local land values that national firms simply do not have.
Our team understands Salmon Arm’s neighborhoods, from the hills of Broadview to the quiet streets of Raven.
Our system delivers approvals and funding in as little as 24–48 hours for urgent files.
We focus on the property’s potential. Your financial history won’t stop us from finding a solution.
Once we have all the necessary information, we will approve your loan quickly and efficiently.
After approval, you will receive your funds promptly, ready to use for your specific needs.
Our team specializes in finding solutions for “hard-to-place” files in the North Okanagan.
The visionary behind Seven Lending, our Managing Broker oversees all lending operations and ensures regulatory compliance. With a deep understanding of the private mortgage market, he focuses on risk management and strategic growth. He mentors the team while fostering high-level relationships with institutional partners, ensuring every transaction aligns with our core values of integrity and efficiency.
Our BDM is the primary bridge between Seven Lending and the broker community. He focuses on expanding our network, identifying new market opportunities, and providing creative structuring for complex private deals. Known for his responsiveness and industry insights, he ensures that our lending products meet the evolving needs of our partners and their clients.
Our Mortgage Broker is a dedicated client advocate, specializing in custom private lending solutions. She manages the end-to-end application process, expertly navigating unique financial scenarios to secure the best possible terms. By prioritizing clear communication and fast turnaround times, she help borrowers bridge financial gaps and achieve their real estate goals with confidence.
She works with precision and speed. She is responsible for evaluating loan applications, assessing property valuations, and analyzing risk to ensure sound lending decisions. By working closely with brokers and BDM, she streamlines the approval process. For her, underwriting isn’t just about checking boxes—it’s about providing the clarity and speed you need to move forward with your real estate goals.
We have successfully provided capital for residents in:
Direct Consultation
A chat to determine your goals andborrowing capacity.
Submit basic property and identity details via our secure online portal.
A property valuation to confirm your home’s worth in the current Shuswap market.
Receive your money quickly to start your project or purchase.
If traditional bank rules have slowed your progress, it is time for an asset-based approach. Whether you are funding a lakefront renovation or need a bad credit mortgage in Salmon Arm, our team is ready to review your file.
Yes. We are experienced private mortgage lenders in Salmon Arm who understand the value of leasehold and recreational land. We can often provide financing where big banks refuse to go.
Absolutely. We focus on the current market value of your property. If you have significant equity, we can provide a loan regardless of how your income fluctuates throughout the year.
We typically offer a Loan-to-Value (LTV) ratio of up to 75%–80% of your home’s value. Use our home equity loan calculator to see your power today.
*After submitting this form, we will contact you within 24 hours.
*After submitting this form, we will contact you within 24 hours.
*After submitting this form, we will contact you within 24 hours.