Invest in Private Mortgages Seven Lending

Your hard-earned money should be growing, not sitting still. That is why we specialize in investing in private mortgages, a powerful way to generate real returns right here in BC. Our clients consistently see returns between 9% and 15% on their investments, all of which are secured by physical property. This is a straightforward and proven path to building wealth.

Your Investment Criteria: The Seven Lending Standards

We believe in full transparency. When you partner with us for a private mortgage lending investment, you know exactly what you are investing in. Our opportunities are built on a foundation of security and rigorous due diligence.

Here are the specific criteria for our mortgage investment opportunities:

Target Annualized Returns: 9% – 15%
Loan-to-Value (LTV) Ratio: We keep risk low by lending at 75% LTV.
Mortgage Position: Primarily 1st and 2nd mortgages.
Loan Term: Short-term loans typically range from 6 to 24 months.
Security: Secured against BC residential or commercial properties.
Funding Sources: Invest via Cash, RRSP, RRIF, TFSA, LIRA, corporate.

Seven Lending ensures every opportunity meets these strict standards to protect your capital while maximizing returns.

What Our Investors Say..

Our track record is built on the success and trust of our clients. We are proud to be a trusted partner in their financial growth.

Here is what our funding partners have to say:

“We have invested in many private mortgages through Seven Lending. We love their process, the quality of files, and the communication! We have been super happy with the returns, the service, the follow-ups, and the guidance they give us along the way! Highly recommend investing in private mortgages through them.”

“I recently invested with Seven Lending for private lending and had the pleasure of working with Raghav. The entire process was incredibly smooth, from start to finish. As promised, I received my interest and principal without any delay, which was truly impressive. Raghav’s professionalism and attention to detail made the experience seamless and stress-free. I’m thoroughly impressed with the level of service and am looking forward to exploring more investment opportunities with Seven Lending in the future.”

Raghav and his team really are amazing. He is a true expert who is incredibly responsive, incredibly generous with his expertise and a professionalism. I have huge trust in and gratitude for Raghav. He is the best mortgage broker we have ever encountered . If you're reading this review... stop your research now, and work with Raghav. You'll be glad you did.

Our Secure & Transparent Investment Process

We have refined our process to be straightforward, secure, and investor-focused. We handle the complex details so you can proceed with confidence.

This is how to invest in private mortgages with us:

1. Consultation & Goal Setting

We begin by understanding your financial objectives, risk tolerance, and preferred funding amount.

2. Deal Presentation

Our expert underwriters present you with a curated funding opportunity, including the property appraisal, borrower details, and a clear exit strategy.

2. Your Decision

You have complete control. We provide the data and our professional recommendation, but you make the final decision.

3. Legal & Funding

Our legal partners manage all documentation, ensuring your capital is correctly registered on the property’s title.

4. Receive Monthly Returns

Once funded, you begin receiving your monthly interest payments directly into your account. We manage the mortgage administration for you.

5. Management

We take care of the ongoing mortgage administration, monitoring performance, and ensuring your investment runs smoothly without added stress.

Want A Stress-Free Investing Process? Start with Seven Lending. We Are Here For You!

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Investor Case Study – 01

L & J — Surrey, BC

L & J had an unused $200k HELOC and wanted a higher return on idle equity. Their home was valued at $1.35M with a remaining bank mortgage of $600k. Rather than breaking their low fixed rate (and paying a large penalty), we structured a secured second mortgage.

Result: a win-win — clients advanced their plans while the investor received predictable, asset-backed income.

Helping clients unlock equity for smarter investments.

Helping clients grow wealth through asset-backed private lending

Investor Case Study – 02

Harpreet — New Westminster, BC

A self-employed professional sought a safer, higher return for $75,000 in his TFSA. We structured a secured second mortgage against a New Westminster property so his capital could work while remaining asset-backed.

Property Value: $1,500,000
Existing 1st: $800,000 (major bank)
Investor Amount: $75,000 as a registered 2nd on title
Rate & Term: 12.75% for 12 months
Purpose of Funds: Client’s business investment
Exit Strategy: Refinance after next year’s financials

Outcome: predictable monthly interest for the investor, with real-property security — while the client advanced their business plan. Win-win.

Connect With Our BC Investment Experts

It is time to put your capital to work with a secure, transparent, and high-performing opportunity. With clear criteria, proven returns, and an expert team, you can invest in private mortgages with confidence.

Ready to explore how your portfolio can benefit? Contact Seven Lending today for a no-obligation consultation and start your journey in private mortgage lending.